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Loan Basics

Every GONDI loan has:

  • Principal Amount: Loan size (in WETH or USDC)
  • Gross APR: Annual percentage rate
  • Due Date: Repayment deadline to avoid default
  • Origination Fee: Optional upfront fee (deducted from principal)
  • Collateral: Your NFT (ERC-721s, ERC-1155s, legacy ERC-721s)

Gondi Loan without refinancing Gondi Loan without refinancing

  1. Browse: List your NFT to see available offers
  2. Select: Choose loan amount and terms - GONDI automatically finds the cheapest combination
  3. Receive Funds: Get principal minus any origination fees; your NFT goes to escrow
  4. Repay: Pay back principal plus interest before due date to retrieve your NFT
  5. Default: If unpaid by due date, lenders can claim your NFT through liquidation
  • Full repayment only: Must pay principal + all accrued interest at once
  • No partial payments: Installments not supported
  • Anytime before due date: No early repayment penalties