> For the complete documentation index, see [llms.txt](https://docs.gondi.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.gondi.xyz/gondi-v3/protocol-fees.md).

# Protocol Fees

GONDI charges fees on specific protocol operations. Below is the complete fee schedule, organized by transaction type.

***

### Lender Fees

| Fee Type                          | Rate |
| --------------------------------- | ---- |
| Protocol fee on realized interest | 15%  |
| Protocol fee on origination fees  | 15%  |

Protocol fees are charged on realized interest and origination fees — not on the loan principal itself. If a loan defaults, only origination fees are charged.

> Effective starting October 24th, 2025.

***

### Regular Sales

Fees applied when an NFT is sold on GONDI without any loan involvement.

<table><thead><tr><th width="328.7890625">Operation</th><th width="121.48828125">Seller Fee</th><th width="138.83203125">Buyer Fee</th></tr></thead><tbody><tr><td>Public listing</td><td>0.5%</td><td>0%</td></tr><tr><td> Public bid</td><td>0%</td><td>0.5%</td></tr><tr><td>Private Listing</td><td>0%</td><td>0%</td></tr><tr><td>Stealth Bid</td><td>0.5%</td><td>0.5%</td></tr><tr><td>CryptoPunks sale (no loan)</td><td>0%</td><td>0%</td></tr><tr><td>Off-Market</td><td>2%</td><td>0%</td></tr></tbody></table>

CryptoPunks must be wrapped to trade on GONDI. Regular CryptoPunks sales carry zero fees on both sides to honor the CryptoPunks marketplace tradition.

***

### Sell & Repay

Fees applied when a borrower sells an escrowed NFT to repay an outstanding loan. The sell fee is deducted from the seller's proceeds before loan repayment.

| Operation          | Seller Fee | Buyer Fee |
| ------------------ | ---------- | --------- |
| Public listing     | 2%         | 0%        |
| Public bid         | 1.5%       | 0.5%      |
| Private listing    | 2%         | 0%        |
| Stealth Bid        | 2%         | 0.5%      |
| Off-Market Listing | 2.5%       | 0%        |

***

### Purchase Bundler

Fees applied when a buyer acquires an NFT using a Gondi loan through the Purchase Bundler.

<table><thead><tr><th width="197">Operation</th><th>Seller Fee</th><th>Buyer Fee</th></tr></thead><tbody><tr><td>GONDI public listing</td><td>0.5%</td><td>2%</td></tr><tr><td>GONDI private listing</td><td>0%</td><td>2%</td></tr><tr><td>Sell &#x26; Repay listing</td><td>2%</td><td>0%</td></tr><tr><td>CryptoPunks (Punks Marketplace)</td><td>0%</td><td>2%</td></tr><tr><td>OpenSea public or private listing</td><td>1% (Opensea Fee) </td><td>2%</td></tr><tr><td>Tokenworks listing</td><td>0%</td><td>2%</td></tr></tbody></table>

When buying via Purchase Bundler on a GONDI public listing, the 0.5% seller fee is the standard public sale fee. The 2% buyer fee is the Purchase Bundler fee.

When buying from a Sell & Repay listing, the borrower-seller pays the 2% S\&R fee and the buyer pays no additional Purchase Bundler fee.

***

### Auction Liquidation

| Fee Type                | Rate |
| ----------------------- | ---- |
| Auction liquidation fee | 0%   |

No protocol fees are charged on auction liquidations.

***

### Fee Summary

* **Borrowers** pay no protocol fees on loan origination or interest
* **Lenders** pay 15% on realized interest and origination fees
* **Sellers** pay 0.5% on public sales (no loan), 2% on Sell & Repay transactions
* **Buyers** pay 2% when using the Purchase Bundler to acquire an NFT with a loan
* **Private sales** between known parties carry no fees (except when involving a loan)
* **CryptoPunks** regular sales carry zero fees; loan-related transactions follow standard loan fees

*Updated on February 24th, 2026*&#x20;