> For the complete documentation index, see [llms.txt](https://docs.gondi.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.gondi.xyz/learn/how-to-refinance-a-loan/trim-the-top-refinancing.md).

# Trim the Top Refinancing

### Step 1: Visit the Refinance Loans Page

Navigate to the [Refinance Loans](https://www.gondi.xyz/refinance/loans#trim-the-top) page and select the "Trim the Top" tab.

<figure><img src="/files/mp8oqbUAO6EjVYZvDqsT" alt=""><figcaption></figcaption></figure>

### Step 2: Select the Collection

Choose the collection you want to trim, for example, CryptoPunks.

<figure><img src="https://lh7-us.googleusercontent.com/docsz/AD_4nXcVb8oId2DO9113KatoeOaPoFMjj4B1DmWYhnqXAZhspMyPDciIe3liP2xLNVZNoiinzpHFWaDJxDgMEUHmF1xTeTzRrZHhawrsmThBYw96GeIjzs7hV0ISpfPDkb4sLxz2OePywZMYXWGOUXDiEgJUi50?key=3K_2NypJBiJrARQwWz0Guw" alt=""><figcaption></figcaption></figure>

### Step 3: Enter the Trim Amount

Using the slider, enter the total principal amount you will be lending across the loans you trim (marked with a black check). Loans marked with a '✓' will be fully refinanced. Loans with a ‘—’ will be partially refinanced.

<figure><img src="https://lh7-us.googleusercontent.com/docsz/AD_4nXcLTTNcfeY8xMCT1uV4K7R_PDtYr2szpK1ImR48w5Q8gOuiFg8m6IBDTpab6k0ryDlZ5gtw7kU23jEfTb3sJKcLaQ4bClR48NH9VtxLkSxbMe4e_Vl2osv0AQ45KIJ_1VuebqGT84dAXIaW3VJdMwPGjtLI?key=3K_2NypJBiJrARQwWz0Guw" alt=""><figcaption></figcaption></figure>

### Step 4: Use Filters to Narrow Down Loans

Use the filters to narrow down the loans you want to refinance:

* **Principal:** Filter loans by their outstanding principal.
* **Days Left:** Filter loans based on the remaining days.

### Step 5: Select the Percentage for Refinancing

Choose the percentage you want to improve the loans by—options are 5%, 10%, or 15%. Higher improvements reduce the interest collected but also the likelihood of your loan getting refinanced by another lender.

### Step 6: Review and Confirm

Carefully review the details of the Trim the Top refinance. If everything is correct, click the "Refinance" button and confirm the transaction in your wallet.

<figure><img src="https://lh7-us.googleusercontent.com/docsz/AD_4nXfozlrO9gVwuTBQNflbo7pH0xA66nt4JymkEFU3eG9fs6DVAwG13qPWZmJ9xT7YhwibLXBgKG9QppIKrzEsc_GDR8U25SATW4PlywR0aTm3iDB4CfC6mOBLVEPCA6knTCF_k_ilC-s7bGnuXtGOsD_aHMnI?key=3K_2NypJBiJrARQwWz0Guw" alt=""><figcaption></figcaption></figure>

***

These steps should guide you through the process of using the Trim the Top feature effectively. If you need further clarification or assistance, feel free to ask in [GONDI’s Discord](http://discord.gg/gondi).